Final Expense Explained

 

What is final expense insurance?

An insurance policy that provides a guaranteed payout to help loved ones pay for a funeral service, burial or cremation, along with other immediate expenses after a death. Final Expense Life Insurance policies are products designed specifically for seniors 50 and above that don’t have perfect health.

 

Why should I get a final expense policy?

This may be answered best by asking yourself this question; If you had passed away yesterday, who would be burdened with the cost of your funeral arrangements?

 

Now imagine your loved ones during the days following your passing...in shock, feeling numbness & sadness. Then, imagine their relief when they discover that you already took care of all your burial and funeral arrangements. You could consider this to be your "final act of love”.

 

When should I buy final expense insurance?

Premiums are based on a number of factors, including your age and overall health. Buying a policy sooner, rather than later, can work in your favor if you're looking for the lowest possible cost. Rates generally increase as you age, or your health deteriorates. And, in some cases, illnesses or health problems may make you ineligible for coverage. In short, the longer you put it off the higher the cost will likely be...that is, if you can even qualify.

 

How can I help?

I work with over 50 different insurance companies. This enables me to shop around and find you the best deal. These plans can be designed to fit any budget and you get to choose who you leave the money behind to.

 

Benefits of a Final Expense Policy:

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• Premiums Guaranteed to Never Increase

• No Medical Exams

• Immediate Coverage

• Never Cancels

• Coverage options for ANY health condition

• 100% of plans payout

• Builds Cash Value for Emergencies

 

Let me shop around and find the best plan for you!